Take the Survey Below to Calculate Your Potential Savings on a HELOC or HELOAN

How are you using this property? *

Primary Residence

Second/Vacation Home

Investment Property

What is the ZIP code of the property? *

What is your current credit score to the best of your knowledge? *

Do you have a mortgage on this property? *

No, it's paid off

One Mortgage

Two Mortgages

Have you or your spouse served in the military? *

Yes

No

Have you had a bankruptcy or foreclosure in the last 7 years? *

No

Bankruptcy

Foreclosure

Both

Last Name *

First Name *

Email *

Phone *

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. Text HELP to (949) 979-5477 for assistance. You can reply STOP to unsubscribe at any time.

Privacy Policy

Questions? Click: (949) 979-5477 to text us!

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Copyright 2025 | Gracia Lending NMLS ID # 1566096 | Zahami Gracia NMLS #88599 | DRE# 02022356 NMLS Consumer Access

By submitting your phone number and email you are providing express written consent for Gracia Lending and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list. You may opt-out at any time by emailing us a Do Not Call Request. Your consent is not required or a condition of any purchase. Message and data rates may apply. You also consent to our SMS terms, Privacy Policy and Terms of Use. By communicating with us by phone or email, you give your full consent for any and all calls, texts and emails to be recorded for quality and training purposes.

Copyright © 2023 All rights reserved. This is not an offer to enter into an agreement. For informational purposes only. This is not a commitment to lend or extend credit. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact lender for current rates. Restrictions apply. Equal Housing Lender.

Disclosure - Privacy Policy